Effective Date: January 1, 2026 · Last Updated: January 1, 2026
These Terms of Service ("Terms") govern your use of the website and services of Audrey Powell Insurance, a sole proprietorship owned by Audrey Powell ("Audrey Powell Insurance," "we," "us," or "our"). By using our website, submitting a form, or participating in our text messaging program, you agree to these Terms.
Audrey Powell Insurance helps families, homeowners, and retirees with retirement income planning, life insurance, mortgage protection, indexed universal life, debt-to-wealth strategies, and federal student loan education. When you request a consultation, quote, or review, we may contact you about your request and the services you have asked about.
By providing your phone number and checking a consent box on one of our forms, you agree to receive text messages from Audrey Powell Insurance consistent with the consent you selected. We offer two separate, optional consent choices:
These are the kinds of messages users can expect to receive when they opt in. We only send messages that match the specific consent you provided.
You can cancel the SMS service at any time. Just text "STOP" to the phone number from which you receive our messages. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at support@audreypowellinsurance.com or (724) 350-1683.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
If you have any questions regarding privacy, please read our Privacy Policy.
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the site by any third party. You agree not to attempt to gain unauthorized access to any portion of the site or any systems or networks connected to it.
The content on our website is provided for general educational and informational purposes only and is not legal, tax, financial, or investment advice. Insurance products and availability vary by state and are subject to carrier terms, underwriting, and rider elections. You should consult a qualified professional before making decisions based on information found on this site.
All content on this website, including text, graphics, logos, images, and video, is the property of Audrey Powell Insurance or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.
To the fullest extent permitted by law, Audrey Powell Insurance is not liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services. Your use of this site is provided "as is" and without warranties of any kind, either express or implied.
We may update these Terms from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Your continued use of our website after any changes indicates your acceptance of the updated Terms.
These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or your use of our website will be subject to the exclusive jurisdiction of the state and federal courts located in Pennsylvania, unless applicable law requires otherwise. Nothing in these Terms limits any non-waivable rights or consumer protections available to you under the laws of the state where you reside; where those protections conflict with these Terms, they will control to the extent required by law. Our services and product availability vary by state, and we provide insurance products only where Audrey Powell Insurance is properly licensed.
If you have any questions about these Terms, please contact us: